Theresa Sparkes L.Ac.

Apr 12, 20232 min

Let's Talk Insurance: Key Vocabulary Terms to Understand your Benefits

An insurance policy is a contract between you and your insurer, and includes a lot of minutia that can be difficult to decipher. The details of what is and isn't covered, and under what specific circumstances, can seem boring until you actually need to use your insurance, at which point it can quickly become frustrating and unpredictable.

So, what should you know if you're looking to use your insurance benefits for acupuncture? When it comes to using your insurance, understanding the details is a lot easier when you understand the language most commonly used to describe your coverage.

Here are some key terms and their definitions, to help guide your conversation with your insurance company.

When you call your insurance company, remember to take notes and always take down a reference number at the end of the call. We are happy to do what we can to help you understand your coverage, and routinely call insurance companies to ask the questions outlined above.

We hope that understanding the above terms help to empower you to enact a care plan that you understand, and is in line with your budget & wellness goals!

Disclaimer: the above information is for informational purposes only, and we hope it serves you as a starting point to understand insurance in general. Insurance has a lot of nuance, so we do not assume any responsibility or liability for errors or omissions in this blog post. Your insurance coverage is a contract between you and your insurer, and we do not claim to understand the details of your policy in this post. Your use of the above described method of understanding insurance and calling to verify your benefits is at your own risk and responsibility. Some of this information may not apply to you, or may be different than described. The author's views are her own.

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